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Eligibility

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You'll need the information below to complete your application. After you apply, a team member will be in touch soon to help with final steps.

Photo of your government-issued ID

Proof of current address (if different from what's listed on your ID)

Your Social Security number

Select your eligibility

I live or work in a county served by SELCO.

A member of my immediate family lives or works in a county served by SELCO.

A member of my immediate family is a SELCO member.

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Required Products

Select the following products required for membership

Membership Savings

This account makes you a member-owner of our financial co-op. Earn monthly dividends on all balances ($5 minimum balance required). No withdrawal or maintenance fees.

Min Deposit: $5.00

In addition, select one of the following products

Available Products

Money Market Savings Checking Certificate Account

Money Market

Earn higher returns than a traditional savings account while being able to access your money without penalty. Min Deposit $1,000

Min Deposit: $1,000.00

Investor Plus Account

A tiered savings account designed for higher balances. Make up to three withdrawals monthly. Min Deposit/Balance $10,000

Min Deposit: $10,000.00

Link Digital Checking

A digitally connected account with free overdraft protection, no off-network ATM fees, and the ability to earn up to $7/month in matches when you opt in to Round-Up Savings.

Select Checking

A free, no-hassle traditional checking account with the ability to earn interest. No monthly fees or balance requirements; optional overdraft protection.

Simple Savings

A simple savings account to help you separate funds for different saving needs. Pays dividends from the first dollar saved. No account maintenance fee.

Cultivate High-Yield Savings

A tiered high-yield savings account that pays exceptional dividends. Earn our highest available savings rate up to $999, then earn a high-yield rate on your entire balance up to $49,999. Once you reach $1,000, earn bonus rates to boost your savings further. Limit one Cultivate or Vault account per member.

6-Month Certificate

Min Deposit: $500.00

1-Year Certificate

Min Deposit: $500.00

18-Month Certificate

Min Deposit: $500.00

2-Year Certificate

Min Deposit: $500.00

3-Year Certificate

Min Deposit: $500.00

4-Year Certificate

Min Deposit: $500.00

5-Year Certificate

Min Deposit: $500.00

7-Year Certificate

Min Deposit: $500.00

APY (Annual Percentage Yield)

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Description

Details

Select feature(s)

Additional feature(s)

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $550.00)

Transfer From Another Financial Institution (max $5,000.00)

Mail A Check

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*Required Field(s)

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please submit an image of the front of your current, Government issued, photo ID.

Click or tap here to capture or upload an image or document.

Do you have another applicant?

Yes

Continue Or Go Back

To complete your application more quickly, you may take an image of the BACK of your United States issued Driver's License. If you'd prefer to enter your information manually, click the “Continue” button.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please submit an image of the front of your current, Government issued, photo ID.

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

Have comments

Please answer the following question(s)

Please designate a code word. This will help verify your identity when accessing your SELCO account in-person or over the phone.*

Have you been notified that you are subject to backup withholding?*

Why did you choose SELCO?*

Would you like to receive statements electronically in digital banking instead of by mail? By selecting Yes, you indicate you have read, understand, and agree to be bound by the eStatements and Other Electronic Documents Agreement.*

Read, Sign and Submit

By clicking the “Continue” button, you warrant to us that the information you are submitting is true and correct and authorize us to verify this information and to obtain credit report(s) for all parties listed in this application. Upon your request, we will tell you if a credit report was obtained and provide you with the name and address of the credit reporting agency that provided the report.

By submitting this application, I have read, understand, and agree to the terms and conditions of the Online Account Opening Agreement, the Membership and Account Agreement, the Privacy Policy, and Rate and Fee Schedule.

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

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Do you want to cancel the verification process? Doing so may delay the processing of your application.

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Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

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One-Time Passcode

Document Verification

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New Membership

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Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

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Document Verification

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Application Completed

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Funds Pending

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Access Denied